General Liability
Protection for covered third-party bodily injury, property damage and other liability claims arising from eligible operations.
Contractors Insurance in Florida
Coverage for Your Trade. Service That Keeps Jobs Moving.
We help Florida contractors pursue competitive insurance options based on their actual operations, contract requirements and project types—with responsive guidance and fast certificate assistance after the policy is issued.
Serving eligible contractors throughout Florida · English & Spanish
Why contractors choose us
More than a policy at a competitive price
- Multiple available insurance markets
- Trade and contract-requirement review
- Fast, dependable COI assistance
- Responsive bilingual support
Insurance built around your work
Your trade is not a generic business category
We take time to understand what you do, where you work, who performs the work and what your contracts require. That detail helps us approach appropriate available markets, pursue competitive options and identify important limitations before you select a policy.
Our goal is to help you obtain coverage that supports the jobs you actually perform—not simply provide the lowest number without reviewing the policy requirements behind it.
Trades we commonly help
Trade eligibility and coverage availability vary by insurer and the exact operations performed.
Coverage & requirements
Insurance solutions contractors commonly need
We help you review the coverage requested by customers, project owners and general contractors, subject to eligibility and policy terms.
Commercial Auto
Coverage options for eligible work trucks, service vehicles, trailers, drivers and business use.
Workers’ Compensation
Options for eligible businesses with employees and workplace injury obligations.
Bonds
Assistance identifying and applying for eligible contractor, license, permit and commercial bond requirements.
Additional Insured
Help reviewing common additional insured, primary and noncontributory, and waiver requests when available.
Certificates of Insurance
Responsive assistance with routine COIs and certificate-holder requirements after coverage is confirmed.
A service that matters after the sale
Fast certificate assistance when you are ready to start a job
Contractors rely on certificates to begin work, enter jobsites and satisfy contract requirements. Our team prioritizes routine COI requests and helps identify when special wording or a policy endorsement requires additional review.
- Prompt handling of routine certificate requests
- Help with certificate-holder instructions
- Clear follow-up when carrier approval or a policy change is required
A practical quote process
Start with a short request
We gather enough information to identify possible markets, then contact you for the details needed to prepare an accurate submission.
- 01
Tell us about your trade
Share your operations, experience, revenue, payroll, subcontractor costs and project types.
- 02
We review available options
Our team organizes the submission and approaches appropriate available insurance markets.
- 03
Compare and decide
We explain eligible options, important terms and next steps so you can make an informed choice.
Contractor Insurance FAQ
Answers before you request a quote
What types of contractors do you help insure?
We work with many eligible construction trades, including concrete, carpentry, drywall, framing, flooring, painting, stucco, tile and other specialty contractors. Eligibility depends on the exact work performed, project types, experience, payroll, subcontractor costs and available insurance markets.
Can you help with certificates of insurance?
Yes. Our team prioritizes routine certificate requests and helps address certificate-holder and additional insured requirements. Requests involving policy changes, special wording or carrier approval may take additional time.
What information is needed for a contractor insurance quote?
We typically need your legal business name, trade, years of experience, projected annual revenue, payroll, subcontractor costs, project types, prior insurance and loss history. Additional details may be required based on your operations.
Can you add additional insured and waiver of subrogation wording?
We can review the request and available policy options. Availability depends on the policy, endorsement forms, insurer approval and any applicable additional premium.
Do you insure residential and commercial contractor work?
We can explore options for eligible residential, commercial or mixed operations. Some policies limit or exclude certain project types, new construction, tract work, height, development size or specific operations, so accurate details are important.
Do you serve contractors outside Palm Beach County?
Yes. Insurance Solutions of Palm Beach serves eligible contractors throughout Florida, with assistance available in English and Spanish.
Contractor insurance quote